If you have a low credit score and want to find out how to make it higher then read this article to discover just how easy it is to do so. After reading this article you should have a good grasp of just how easy it is to raise your FICO score in just three steps.
The first step in raising your credit score is to contact the credit bureaus and obtain a copy of your credit report. The three credit bureaus are Experian, TransUnion and Equifax. The credit bureaus are obliged to provide you with one free copy of your credit report every year.
The second step in raising your credit rating is to examine your credit report for errors. Your credit report contains a lot of information about you and your financial transactions and it is quite likely that it will also contain some wrong information either about you or your finances.
The third step in raising your FICO score is to contact the credit bureaus and inform them of any incorrect information which is written down in your credit report. You do this by sending them a dispute letter which tells them what information is incorrect. You may also have to send them any supporting documents which proved any inaccuracies.
The credit bureaus must deal with your dispute letter within 30 days. If after 30 days they cannot disprove the information that you have disputed they have to remove this information from your credit report.
Now that you have this information all that stands between you and raising your credit score is your willingness to take some positive action. So what are you waiting for? Get started on your credit repair right now.
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